https://deepsea.dgps.edu.bdShocking star updates with bold tabloid appeal.en-usTue, 29 Sep 2026 09:41:50 -0400https://deepsea.dgps.edu.bd/can-the-irs-seize-jointly-owned-car.htmlhttps://deepsea.dgps.edu.bd/can-the-irs-seize-jointly-owned-car.htmlOnce the levy is applied, the IRS can still seize it, even if someone else now owns it. Transferring ownership tends to simply slow down the seizure, which might be beneficial if you just need time to collect the funds to pay off your debt. The IRS can seize and sell jointly owned property in certai...Tue, 29 Sep 2026 13:38:21 -0400https://deepsea.dgps.edu.bd/can-preferred-stock-be-redeemed.htmlhttps://deepsea.dgps.edu.bd/can-preferred-stock-be-redeemed.htmlUnderstanding Callable Preferred Stock Redeemable preferred shares trade on many public stock exchanges. These preferred shares are redeemed at the discretion of the issuing company, giving it the option to buy back the stock at any time after a certain set date at a price outlined in the prospectus...Tue, 29 Sep 2026 13:37:51 -0400https://deepsea.dgps.edu.bd/how-much-do-you-have-to-put-down-on-a-new-mobile-home.htmlhttps://deepsea.dgps.edu.bd/how-much-do-you-have-to-put-down-on-a-new-mobile-home.htmlChattel loans And you’d need at least 5 percent down to get one. Because the home’s value provides security for a chattel loan, these loans are less risky than personal loans and can offer more competitive rates. However, rates will still be several percentage points higher than a traditional fixed-...Tue, 29 Sep 2026 13:28:53 -0400https://deepsea.dgps.edu.bd/how-do-i-get-a-copy-of-my-form-990.htmlhttps://deepsea.dgps.edu.bd/how-do-i-get-a-copy-of-my-form-990.htmlThe IRS must make Forms 990-T filed by charities publicly available; use Form 4506-A PDF to request copies. Copies of Forms 990-T on DVD may be purchased from the IRS. See Copies of Scanned Exempt Organization Returns Available. Is Form 990 a public document? Form 990 (including its schedules and at...Tue, 29 Sep 2026 13:17:30 -0400https://deepsea.dgps.edu.bd/can-a-green-card-holder-be-a-beneficiary.htmlhttps://deepsea.dgps.edu.bd/can-a-green-card-holder-be-a-beneficiary.htmlThe beneficiary, or person who is applying to receive a green card, is generally automatically eligible to receive a green card once they are lawfully married to a U.S. citizen or green card holder. How much can a non U.S. citizen inherit? There is no exemption amount available for lifetime transfer...Tue, 29 Sep 2026 13:12:59 -0400https://deepsea.dgps.edu.bd/how-much-earned-income-credit-do-you-get-for-2-children.htmlhttps://deepsea.dgps.edu.bd/how-much-earned-income-credit-do-you-get-for-2-children.htmlThe maximum amount of credit you can claim: No qualifying children: $529. 1 qualifying child: $3,526. 2 qualifying children: $5,828….Tax Year 2019. Children or Relatives Claimed Filing as Single, Head of Household, or Widowed Filing as Married Filing Jointly One $41,094 $46,884 Two $46,703 $52,493 2...Tue, 29 Sep 2026 13:07:09 -0400https://deepsea.dgps.edu.bd/how-soon-after-death-is-iht-payable.htmlhttps://deepsea.dgps.edu.bd/how-soon-after-death-is-iht-payable.htmlOverview. You must pay Inheritance Tax by the end of the sixth month after the person died. Example If the person died in January, you must pay Inheritance Tax by 31 July. Overview. You must pay Inheritance Tax by the end of the sixth month after the person died. Example If the person died in Januar...Tue, 29 Sep 2026 13:01:46 -0400https://deepsea.dgps.edu.bd/what-are-3-advantages-of-bankruptcy.htmlhttps://deepsea.dgps.edu.bd/what-are-3-advantages-of-bankruptcy.htmlAdvantages of filing for bankruptcy include: An automatic stay against creditors. Once you file, the court automatically issues this stay against any and all debt collection activity. Dischargeable debts. Bankruptcy exemptions might allow you to maintain ownership of your property after bankruptcy...Tue, 29 Sep 2026 12:47:40 -0400https://deepsea.dgps.edu.bd/do-i-have-to-pay-taxes-on-a-trust-fund-inheritance.htmlhttps://deepsea.dgps.edu.bd/do-i-have-to-pay-taxes-on-a-trust-fund-inheritance.htmlFor income taxes, it’s important to realize that assets in a trust will not receive a step-up in income tax basis if they were not included in the decedent’s estate for estate tax purposes. The good news is inheritance is generally income tax-free. When trust beneficiaries receive distributions from...Tue, 29 Sep 2026 12:34:48 -0400https://deepsea.dgps.edu.bd/is-8-annual-return-good.htmlhttps://deepsea.dgps.edu.bd/is-8-annual-return-good.htmlThe answer is yes if you’re investing in government bonds, which shouldn’t be as risky as investing in stocks. However, many investors probably wouldn’t view an average annual ROI of 8% as a good rate of return for money invested in small-cap stocks over a long period because such stocks tend to be ...Tue, 29 Sep 2026 12:18:16 -0400https://deepsea.dgps.edu.bd/does-ohio-have-a-lodging-tax.htmlhttps://deepsea.dgps.edu.bd/does-ohio-have-a-lodging-tax.htmlWHAT TAXES ARE CHARGED AT YOUR HOTEL? There are two types of taxes that are applied, State Tax and Occupancy Tax. Sales tax is very self-explanatory; it is the State of Ohio 6.75% sales tax. Occupancy Tax – Hotel/Motel Excise Tax is a 10% bed and boarding tax and is applied to all sleeping rooms. Do...Tue, 29 Sep 2026 12:12:29 -0400https://deepsea.dgps.edu.bd/are-my-paychecks-subject-to-ohio-income-tax.htmlhttps://deepsea.dgps.edu.bd/are-my-paychecks-subject-to-ohio-income-tax.htmlAll employees, except residents of Michigan, Indiana, Kentucky, West Virginia or Pennsylvania, who work in and/or perform personal services in Ohio are subject to withholding of Ohio income tax to the extent of compensation paid for their services in Ohio. What wages are subject to Ohio Unemployment...Tue, 29 Sep 2026 12:10:38 -0400https://deepsea.dgps.edu.bd/how-do-i-wire-money-cheaply-internationally.htmlhttps://deepsea.dgps.edu.bd/how-do-i-wire-money-cheaply-internationally.htmlIn almost every case, the cheapest way to transfer money internationally is to use a specialist money transfer service. They provide much more competitive rates, fees, and commissions than banks or PayPal, meaning your recipient will end up with more money. Can I send money overseas with Cash App? C...Tue, 29 Sep 2026 11:28:09 -0400https://deepsea.dgps.edu.bd/can-i-claim-my-rv-as-a-business-expense.htmlhttps://deepsea.dgps.edu.bd/can-i-claim-my-rv-as-a-business-expense.htmlYou may be able to deduct RV expenses as a business tax write-off if: You work from home in your RV, additional accounting will be needed to verify this expense. You rent out your RV, whether that’s done parked on your property as a hotel or rented through another service. Is an RV a tax write off? ...Tue, 29 Sep 2026 11:20:25 -0400https://deepsea.dgps.edu.bd/how-do-you-calculate-tax-depreciation-per-year.htmlhttps://deepsea.dgps.edu.bd/how-do-you-calculate-tax-depreciation-per-year.htmlThe straight-line method is the simplest and most commonly used way to calculate depreciation under generally accepted accounting principles. Subtract the salvage value from the asset’s purchase price, then divide that figure by the projected useful life of the asset. Is depreciation for the year an...Tue, 29 Sep 2026 11:11:49 -0400https://deepsea.dgps.edu.bd/what-was-going-on-in-iraq-in-2008.htmlhttps://deepsea.dgps.edu.bd/what-was-going-on-in-iraq-in-2008.html1 March – Twenty-nine U.S. troops died in Iraq during February 2008, the third-lowest total of the nearly five-year-old war. 3 March – A pair of car bombings targeting Iraqi security forces killed at least 18 people and wounded dozens in Baghdad. How many US soldiers were in Iraq in 2008? 182,060 tr...Tue, 29 Sep 2026 10:57:24 -0400https://deepsea.dgps.edu.bd/can-i-buy-a-home-with-my-daughter.htmlhttps://deepsea.dgps.edu.bd/can-i-buy-a-home-with-my-daughter.htmlA parent can: Purchase a home outright to give to a child. Enter into a shared equity agreement with the child. Give the child financial advice and guidance to get a loan on their own. Can my husband force me to sell our marital home? If you and your ex own a home that is in both of your names, they...Tue, 29 Sep 2026 10:42:46 -0400https://deepsea.dgps.edu.bd/how-do-i-start-a-freelance-photography-career.htmlhttps://deepsea.dgps.edu.bd/how-do-i-start-a-freelance-photography-career.htmlHere are our top freelance photographer tips: Purchase Your Equipment. Set Up Your Website. Build Your Portfolio. Get Your First Clients. Create a Schedule. Edit Before Delivery. Manage Your Finances. Attend Workshops. How much does a freelance photographer make a year? An early career Freela...Tue, 29 Sep 2026 10:24:17 -0400https://deepsea.dgps.edu.bd/can-business-deduct-business-expenses.htmlhttps://deepsea.dgps.edu.bd/can-business-deduct-business-expenses.htmlGenerally, you cannot deduct personal, living, or family expenses. However, if you have an expense for something that is used partly for business and partly for personal purposes, divide the total cost between the business and personal parts. You can deduct the business part. Can LLC deduct business...Tue, 29 Sep 2026 09:54:05 -0400https://deepsea.dgps.edu.bd/how-are-property-values-assessed-in-pennsylvania.htmlhttps://deepsea.dgps.edu.bd/how-are-property-values-assessed-in-pennsylvania.htmlA property’s assessed value is calculated by multiplying it’s market value by the county’s predetermined ratio. Beginning with the 2001 fiscal year, Perry County’s Office of Property Assessments has applied a predetermined ratio of 100%. How is property tax calculated in Pittsburgh PA? In Pennsylvan...Tue, 29 Sep 2026 09:42:25 -0400https://deepsea.dgps.edu.bd/is-paypal-credit-subject-to-credit-check.htmlhttps://deepsea.dgps.edu.bd/is-paypal-credit-subject-to-credit-check.htmlDoes it affect your credit score? Yes, applying for PayPal Credit affects your credit score. That’s because every time you undergo a “hard credit check”, your credit score takes a hit. PayPal is partnered with a bank called Synchrony Bank, which will review your application and then complete an audi...Tue, 29 Sep 2026 09:24:30 -0400https://deepsea.dgps.edu.bd/what-questions-should-i-ask-the-controller.htmlhttps://deepsea.dgps.edu.bd/what-questions-should-i-ask-the-controller.htmlBelow are five key questions to ask your controller in order to initiate a conversation around new financial management opportunities. Q1: How many manual journal entries are we making during the closing process? Q2: Have you reviewed compliance with local jurisdictions? Q3: How long does it take ...Tue, 29 Sep 2026 09:12:39 -0400https://deepsea.dgps.edu.bd/how-much-should-i-estimate-for-taxes-self-employed.htmlhttps://deepsea.dgps.edu.bd/how-much-should-i-estimate-for-taxes-self-employed.htmlThe self-employment tax rate for 2021 As noted, the self-employment tax rate is 15.3% of net earnings. That rate is the sum of a 12.4% Social Security tax and a 2.9% Medicare tax on net earnings. Self-employment tax is not the same as income tax. Do self employed pay 30% tax? If you have a registere...Tue, 29 Sep 2026 08:57:42 -0400https://deepsea.dgps.edu.bd/is-cancer-policy-considered-income.htmlhttps://deepsea.dgps.edu.bd/is-cancer-policy-considered-income.htmlAre cancer insurance benefits taxable? Typically no because the policies are paid with post tax dollars. However if you purchase a group policy through your employer your benefits may be taxed. Contact your employer for more information. Is cancer policy benefits taxable? Yes, depending on who pays ...Tue, 29 Sep 2026 08:53:17 -0400https://deepsea.dgps.edu.bd/can-insurance-agents-rebate.htmlhttps://deepsea.dgps.edu.bd/can-insurance-agents-rebate.html(1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to 1[take out or renew or continue] an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate o...Tue, 29 Sep 2026 08:45:55 -0400https://deepsea.dgps.edu.bd/how-do-i-separate-my-joint-bank-account-from-my-parents.htmlhttps://deepsea.dgps.edu.bd/how-do-i-separate-my-joint-bank-account-from-my-parents.htmlIf you want to remove a parent from a Wells Fargo bank account, or do the same thing with another bank, the best way is to close the account down and open up a new, individual one. Every bank has its own rules for this, but this procedure is one of the most common. Can you steal money from a joint a...Tue, 29 Sep 2026 08:42:54 -0400https://deepsea.dgps.edu.bd/can-i-stay-in-an-airbnb-for-a-year.htmlhttps://deepsea.dgps.edu.bd/can-i-stay-in-an-airbnb-for-a-year.htmlWith the long-term rental of Airbnb, you can now rent-out your place for at least twenty-eight days. It is the same if you own an apartment that you are able to rent out. You can welcome students or workers who are looking for a month (or longer) long stays. What is short-term rental vs long-term? L...Tue, 29 Sep 2026 08:37:17 -0400https://deepsea.dgps.edu.bd/tips-terbaik-data-analytics-di-tahun-2026https://deepsea.dgps.edu.bd/tips-terbaik-data-analytics-di-tahun-2026Tips Terbaik Data Analytics di Tahun 2026 Published: September 29, 2026 Modern challenges require innovative solutions. By leveraging the latest tools and technologies, you can overcome obstacles more effectively. Industry experts recommend starting with a solid foundation and building upon it sy...Tue, 29 Sep 2026 08:00:02 -0400https://deepsea.dgps.edu.bd/why-is-the-home-buying-process-so-difficult.htmlhttps://deepsea.dgps.edu.bd/why-is-the-home-buying-process-so-difficult.htmlBuying a home has always been a difficult process. But this year the new tax rules, the stronger economy, and rising interest rates have made the home-buying decision even more complex. Some market factors indicate that it’s a great time to buy a house. Mortgage interest rates remain historically lo...Tue, 29 Sep 2026 07:48:32 -0400https://deepsea.dgps.edu.bd/how-do-you-complete-1120-h.htmlhttps://deepsea.dgps.edu.bd/how-do-you-complete-1120-h.htmlTo complete a Form 1120-H, you need to provide the following information: Association information. Tax year. Name. Gross Income. Dividends. Deductions. Salaries and wages. Tax and Payments. Taxable income. Signature. Signature of officer. Paid Preparer’s Information. Authorization for IRS to di...Tue, 29 Sep 2026 07:47:13 -0400https://deepsea.dgps.edu.bd/what-happens-if-you-take-early-social-security.htmlhttps://deepsea.dgps.edu.bd/what-happens-if-you-take-early-social-security.htmlIf you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase. If you start receiving benefits early, your benefits are reduced a small percent for each month before your full retirement age. How much does Social Security benefit decrease if taken ea...Tue, 29 Sep 2026 07:28:45 -0400https://deepsea.dgps.edu.bd/how-do-i-develop-an-app-for-iphone.htmlhttps://deepsea.dgps.edu.bd/how-do-i-develop-an-app-for-iphone.htmlHow do you develop an app for iPhone? Open Appy Pie App builder and click on “Create your free app” Enter the name of your business and click on Next to continue. Select the category of your choice. Finalize color scheme for your app. Choose iPhone device for testing your app. How do I develop an ap...Tue, 29 Sep 2026 06:58:54 -0400https://deepsea.dgps.edu.bd/does-a-forbearance-affect-your-taxes.htmlhttps://deepsea.dgps.edu.bd/does-a-forbearance-affect-your-taxes.htmlIn short, forbearance programs designed to mitigate financial hardships experienced due to the COVID-19 Emergency, will not affect the characterization of a REMIC for U.S. federal income tax purposes. Thus, forbearance programs will not impact the characterization of a grantor trust for U.S. federal...Tue, 29 Sep 2026 06:48:58 -0400https://deepsea.dgps.edu.bd/what-small-business-can-i-run-from-home.htmlhttps://deepsea.dgps.edu.bd/what-small-business-can-i-run-from-home.htmlService-based home business ideas include: House cleaning. Freelance writing. Personal training. Virtual assistance. Dog walking. Marketing. Designing. Can you run a small business out of your home? In many cases, operating a business from your home is not legal. Laws in most cities and towns in the...Tue, 29 Sep 2026 06:37:08 -0400https://deepsea.dgps.edu.bd/can-you-work-if-you-are-100-percent-disabled.htmlhttps://deepsea.dgps.edu.bd/can-you-work-if-you-are-100-percent-disabled.htmlWith the 100 percent combined disability rating, you do not have any restrictions on work activity. As such, if you meet the 100 percent rating for your service-connected condition, and you are still able to work, then you may do so. How do I know if my 100 VA disability is permanent? How to Know Wh...Tue, 29 Sep 2026 06:36:27 -0400https://deepsea.dgps.edu.bd/how-do-i-reduce-cgt-on-rental-property.htmlhttps://deepsea.dgps.edu.bd/how-do-i-reduce-cgt-on-rental-property.htmlA simple strategy to reduce CGT is to consider the timing of when you make a capital gain or loss. If you know your income will be lower in the next financial year, you can choose to delay selling until then, so that your lower marginal tax rate results in you paying less CGT. How can I lower my tax...Tue, 29 Sep 2026 06:35:22 -0400https://deepsea.dgps.edu.bd/how-much-does-it-cost-to-start-a-kiosk-business.htmlhttps://deepsea.dgps.edu.bd/how-much-does-it-cost-to-start-a-kiosk-business.htmlKiosk business startup costs can range from $2,000 to $10,000, depending on a few things. First, a kiosk business’ sold products should be considered. Expensive items will be expensive to produce. Additionally, a kiosk’s location may be expensive to rent. How do I become a good kiosk salesman? Tips ...Tue, 29 Sep 2026 06:34:34 -0400https://deepsea.dgps.edu.bd/can-you-write-off-counterfeit-money.htmlhttps://deepsea.dgps.edu.bd/can-you-write-off-counterfeit-money.htmlIf you suspect a counterfeit note or have information about counterfeiting activity, please report it immediately to the U.S. Secret Service, or to your local police. For your personal safety. . . Write your initials and date in the white border area of the suspected counterfeit note. What do I do i...Tue, 29 Sep 2026 06:16:00 -0400https://deepsea.dgps.edu.bd/how-do-i-order-a-new-card-from-fnb.htmlhttps://deepsea.dgps.edu.bd/how-do-i-order-a-new-card-from-fnb.htmlSTEP 1: Login to Online Banking using your username and password. STEP 2: Select the My Bank Accounts tab. STEP 3: Select the credit card account for which you’d like an additional card. STEP 4: Select the Additional Card button. Can I get a new debit card if I lost it? Generally, a bank’s service r...Tue, 29 Sep 2026 06:00:38 -0400https://deepsea.dgps.edu.bd/does-an-ira-affect-social-security-disability.htmlhttps://deepsea.dgps.edu.bd/does-an-ira-affect-social-security-disability.htmlIf you’re receiving benefit payments for SSDI, you’re IRA will not affect your benefits. SSDI recipients can put money and take money out from an IRA, and the SSA won’t say a word. This is because there’s no financial limits for SSDI. Does Social Security count as income for Roth IRA? Income that is...Tue, 29 Sep 2026 05:46:25 -0400https://deepsea.dgps.edu.bd/does-taking-money-out-of-401k-affect-unemployment.htmlhttps://deepsea.dgps.edu.bd/does-taking-money-out-of-401k-affect-unemployment.htmlYou will not need to claim a 401(k) withdrawal on your unemployment benefits. Distributions from a qualified retirement plan such as a 401(k) or IRA would not affect your ability to claim benefits, said Kenneth Van Leeuwen, a certified financial planner with Van Leeuwen & Company in Princeton. C...Tue, 29 Sep 2026 05:36:01 -0400https://deepsea.dgps.edu.bd/how-may-a-hobby-turn-out-profitable.htmlhttps://deepsea.dgps.edu.bd/how-may-a-hobby-turn-out-profitable.htmlHow to Turn Your Hobby into a Profitable Business Venture Create a plan. In order to begin monetizing your hobby, you have to devise a game plan. Get your first sale. You don’t need to go from hobby to million-dollar business in a matter of days. Maximize your time. Build an online presence. Net...Tue, 29 Sep 2026 05:31:22 -0400https://deepsea.dgps.edu.bd/when-did-things-start-to-go-downhill.htmlhttps://deepsea.dgps.edu.bd/when-did-things-start-to-go-downhill.htmlWhen did the U.S. start going downhill? 1980. Ronald Reagan. The United States was a progressive democratic socialist country from 1930 to 1980. What is the meaning of go down hill? to gradually become worse: After his wife died, his health started to go downhill. Deteriorating and making worse. Is ...Tue, 29 Sep 2026 05:25:07 -0400https://deepsea.dgps.edu.bd/how-much-will-i-get-from-purdue-pharma-settlement.htmlhttps://deepsea.dgps.edu.bd/how-much-will-i-get-from-purdue-pharma-settlement.htmlThe Sacklers’ contribution to a deal has risen to $4.5 billion, plus an additional $225 million in a civil settlement with the federal Department of Justice, for which they admit no wrongdoing. Purdue Pharma will distribute $500 million as soon as the company emerges from bankruptcy. What is the lar...Tue, 29 Sep 2026 05:10:13 -0400https://deepsea.dgps.edu.bd/do-you-get-taxed-on-ill-health-retirement.htmlhttps://deepsea.dgps.edu.bd/do-you-get-taxed-on-ill-health-retirement.htmlIll health and defined benefit schemes Usually, this type of pension is reduced if it’s paid early. A serious ill health lump sum paid before you reach the age of 75 will be paid tax-free, provided you have available lifetime allowance. If you’re over the age of 75, the lump sum will be taxed as ear...Tue, 29 Sep 2026 05:03:54 -0400https://deepsea.dgps.edu.bd/how-much-more-will-a-college-graduate-make-in-a-lifetime.htmlhttps://deepsea.dgps.edu.bd/how-much-more-will-a-college-graduate-make-in-a-lifetime.htmlMen with bachelor’s degrees earn approximately $900,000 more in median lifetime earnings than high school graduates. Women with bachelor’s degrees earn $630,000 more. Men with graduate degrees earn $1.5 million more in median lifetime earnings than high school graduates. How much is a college degree...Tue, 29 Sep 2026 04:37:40 -0400https://deepsea.dgps.edu.bd/how-long-does-it-take-to-do-taxes-on-credit-karma.htmlhttps://deepsea.dgps.edu.bd/how-long-does-it-take-to-do-taxes-on-credit-karma.htmlTwo hours on tax planning. Four hours completing the form and submitting it. Does Credit Karma have form 8949? Correction: Less than 0.04 percent of federal tax returns prepared and filed so far this year through Credit Karma have filed a Form 8949 for cryptocurrency gains and losses. Does Credit Ka...Tue, 29 Sep 2026 03:22:29 -0400https://deepsea.dgps.edu.bd/how-do-you-remove-an-underground-gas-tank.htmlhttps://deepsea.dgps.edu.bd/how-do-you-remove-an-underground-gas-tank.htmlThe typical underground storage tank removal process consists of the following steps: Notify State and Local Governments. Find a Licensed Contractor. Remove All Product From the Tanks. Inert the Tank. Tank is Cleaned and Removed. Prepare Tank for Disposal. Management of Contaminated Soils. Fol...Tue, 29 Sep 2026 03:18:01 -0400https://deepsea.dgps.edu.bd/do-you-pay-tax-on-jewelry-in-canada.htmlhttps://deepsea.dgps.edu.bd/do-you-pay-tax-on-jewelry-in-canada.htmlCanada’s jewellery industry says consumers got no relief from the federal budget: they still have to pay a luxury tax on their purchases. Religious articles, watches less than $50, and gems and jewellery under $3 are exempt from the levy. The levy is paid on top of the sales taxes. Do I have to decl...Tue, 29 Sep 2026 03:10:49 -0400https://deepsea.dgps.edu.bd/can-you-put-money-in-a-savings-account.htmlhttps://deepsea.dgps.edu.bd/can-you-put-money-in-a-savings-account.htmlThe most straightforward way to deposit funds into savings is to fill out a deposit slip and submit the cash or check to a teller in a bank branch. Deposit slips ask for either the checking or savings account number. You can also deposit cash or checks into your savings account through an automated ...Tue, 29 Sep 2026 03:07:32 -0400https://deepsea.dgps.edu.bd/who-pays-more-taxes-someone-who-is-single-or-married-filing-jointly.htmlhttps://deepsea.dgps.edu.bd/who-pays-more-taxes-someone-who-is-single-or-married-filing-jointly.htmlConsequences of filing your tax returns separately Separate tax returns may give you a higher tax with a higher tax rate. The standard deduction for separate filers is far lower than that offered to joint filers. Filing joint typically provides married couples with the most tax breaks. Tax brackets ...Tue, 29 Sep 2026 02:43:09 -0400https://deepsea.dgps.edu.bd/should-a-stepparent-discipline-a-child.htmlhttps://deepsea.dgps.edu.bd/should-a-stepparent-discipline-a-child.htmlDisciplining stepchildren as a stepparent is tough. Disciplining biological children is tough, but disciplining someone else’s is almost impossible. Open dialogue about discipline must be on-going between the biological parent and the stepparent in order to be consistent and effective regardless of ...Tue, 29 Sep 2026 01:24:31 -0400https://deepsea.dgps.edu.bd/how-are-oil-royalties-taxed-in-texas.htmlhttps://deepsea.dgps.edu.bd/how-are-oil-royalties-taxed-in-texas.htmlRoyalty owners in Texas are taxed annually based on the value of their mineral interests. Frequently, their interests are joined with other royalty owners’ interests in a practice called pooling. Pooling provisions in oil and gas leases are useful tools. Do mineral rights cover oil? Extent of the Mi...Tue, 29 Sep 2026 00:57:59 -0400https://deepsea.dgps.edu.bd/do-trusts-list-beneficiaries.htmlhttps://deepsea.dgps.edu.bd/do-trusts-list-beneficiaries.htmlNo, a Trust is not a public record and this is why most grantors choose a Trust over a Will. If you are the Trustee, you now have a legal duty to keep the beneficiaries of the Trust informed how the trust assets are being managed. How do I find the Beneficiary of a trust? Obtain a copy of the trust ...Tue, 29 Sep 2026 00:52:07 -0400https://deepsea.dgps.edu.bd/is-a-tanning-bed-considered-light-therapy.htmlhttps://deepsea.dgps.edu.bd/is-a-tanning-bed-considered-light-therapy.htmlMost tanning beds deliver only UVA light, which does not treat psoriasis, so you need a tanning bed that provides both UVB and UVA light. Moreover, skin cancer is a risk with any light therapy, but that risk is greater with a tanning bed than with lasers or UVB machines at a medical office. Can you ...Tue, 29 Sep 2026 00:26:33 -0400https://deepsea.dgps.edu.bd/what-is-the-importance-of-thanking.htmlhttps://deepsea.dgps.edu.bd/what-is-the-importance-of-thanking.htmlBeing thankful is shown to make us more positive, more resilient and improve our relationships too. People who regularly take time to notice and note the things they’re thankful for, experience more positive emotions, sleep better, and express more compassion and kindness toward others. Why do I nee...Tue, 29 Sep 2026 00:24:57 -0400https://deepsea.dgps.edu.bd/how-do-i-get-a-copy-of-my-ein-verification-letter-147c.htmlhttps://deepsea.dgps.edu.bd/how-do-i-get-a-copy-of-my-ein-verification-letter-147c.htmlHow to get a 147C EIN Verification Letter from the IRS. The only way to get an EIN Verification Letter (147C) is to call the IRS at 1-800-829-4933. For security reasons, the IRS will never send anything by email. You can contact the IRS directly and request a replacement confirmation letter called a...Tue, 29 Sep 2026 00:16:48 -0400https://deepsea.dgps.edu.bd/what-happens-when-a-parent-terminate-their-rights.htmlhttps://deepsea.dgps.edu.bd/what-happens-when-a-parent-terminate-their-rights.htmlTerminating a parent’s rights means that the person’s rights as a parent are taken away. The parent no longer has to pay child support. The parent is removed from the child’s birth certificate. The child can be adopted without the parent’s permission. Can you get your kids back if your rights were t...Tue, 29 Sep 2026 00:14:05 -0400https://deepsea.dgps.edu.bd/how-does-health-coverage-tax-credit-work.htmlhttps://deepsea.dgps.edu.bd/how-does-health-coverage-tax-credit-work.htmlThe benefit of the Health Coverage Tax Credit will be offered monthly. If you qualify, you can choose to have 72.5 percent of your qualified health insurance premiums paid in advance directly to your health plan administrator each month on your behalf to lower your out-of-pocket payments for your mo...Mon, 28 Sep 2026 23:49:29 -0400https://deepsea.dgps.edu.bd/how-can-i-open-pte-ltd-company-in-singapore.htmlhttps://deepsea.dgps.edu.bd/how-can-i-open-pte-ltd-company-in-singapore.htmlThe key requirements to register a private limited company in Singapore are as follows: At least one shareholder (individual or corporate entity) One resident director. One company secretary. Initial paid-up share capital of at least S$1. A physical Singapore office address. How do I open a Pte Ltd ...Mon, 28 Sep 2026 23:33:57 -0400https://deepsea.dgps.edu.bd/are-you-a-us-permanent-resident-green-card-holder.htmlhttps://deepsea.dgps.edu.bd/are-you-a-us-permanent-resident-green-card-holder.htmlA Green Card holder (permanent resident) is someone who has been granted authorization to live and work in the United States on a permanent basis. As proof of that status, U.S. Citizenship and Immigration Services (USCIS) grants a person a permanent resident card, commonly called a “Green Card.” Wha...Mon, 28 Sep 2026 23:30:04 -0400https://deepsea.dgps.edu.bd/how-much-does-long-term-disability-pay-cigna.htmlhttps://deepsea.dgps.edu.bd/how-much-does-long-term-disability-pay-cigna.htmlCigna long term disability insurance pays a percentage of the policyholder’s covered income — up to 60 percent or $5,000 per month — during the time they are unable to work. Most long-term disability policies will cover two, five, or 10 years, but some last until the disabled worker reaches retireme...Mon, 28 Sep 2026 23:28:40 -0400https://deepsea.dgps.edu.bd/how-do-you-allocate-deductions-when-married-filing-separately.htmlhttps://deepsea.dgps.edu.bd/how-do-you-allocate-deductions-when-married-filing-separately.htmlAnswer: When spouses file separately, both must use the same method of claiming deductions. That is, either both parties must itemize, or both parties must take the standard deduction. If you choose to itemize, it’s important to know how to divide your deductions. What is the deduction for married f...Mon, 28 Sep 2026 23:04:33 -0400https://deepsea.dgps.edu.bd/what-if-i-withdraw-too-much-from-529.htmlhttps://deepsea.dgps.edu.bd/what-if-i-withdraw-too-much-from-529.htmlTaking too much money. You or your beneficiary — you get to choose who receives the money — will have to report taxable income and pay a 10% federal penalty tax on the earnings portion of the non-qualified distribution. The principal portion of your 529 withdrawal is not subject to tax or penalty. C...Mon, 28 Sep 2026 22:57:20 -0400https://deepsea.dgps.edu.bd/quanto-custa-ir-de-miami-para-orlando.htmlhttps://deepsea.dgps.edu.bd/quanto-custa-ir-de-miami-para-orlando.htmlInformações sobre esta rota de ônibus Ônibus diários 31 Preço mínimo R$ 107 Preço médio da passagem R$ 137 Duração mínima da viagem 4h Duração média da viagem de ônibus 4h45m O que tem entre Miami e Orlando? Dentre tantas opções para uma viagem de carro pelos Estados Unidos, está a Costa Leste da Fl...Mon, 28 Sep 2026 22:54:24 -0400https://deepsea.dgps.edu.bd/how-much-should-i-charge-as-a-dog-trainer.htmlhttps://deepsea.dgps.edu.bd/how-much-should-i-charge-as-a-dog-trainer.htmlThe average cost of dog training is $30 to $80 per class with most spending about $50 per hour. Dog obedience training schools cost $200 to $600 per week while boot camp kennel training runs $500 to $1,250 per week….Dog Training Cost. National Average Cost $50 Minimum Cost $20 Maximum Cost $120 Aver...Mon, 28 Sep 2026 21:47:28 -0400https://deepsea.dgps.edu.bd/can-you-get-a-bank-loan-for-a-foreclosed-home.htmlhttps://deepsea.dgps.edu.bd/can-you-get-a-bank-loan-for-a-foreclosed-home.htmlWith short sales or bank-owned (also called real-estate-owned or REO) properties, you can finance the purchase with a mortgage. In fact, it’s common to do so. Wells Fargo says approximately 60% of its foreclosed homes are purchased with financing. You might wait months for a bank to approve a short ...Mon, 28 Sep 2026 21:35:23 -0400https://deepsea.dgps.edu.bd/do-consulting-firms-have-partners.htmlhttps://deepsea.dgps.edu.bd/do-consulting-firms-have-partners.htmlPartners are the money-makers at consulting firms, as their most important responsibility is to win projects and maintain client relationships. The position requires great leadership skills and creativity in order to create catered, innovative solutions for clients and to grow the firm. Is McKinsey ...Mon, 28 Sep 2026 21:28:44 -0400https://deepsea.dgps.edu.bd/what-information-do-you-need-to-get-a-tax-id.htmlhttps://deepsea.dgps.edu.bd/what-information-do-you-need-to-get-a-tax-id.htmlYou may apply for an EIN online if your principal business is located in the United States or U.S. Territories. The person applying online must have a valid Taxpayer Identification Number (SSN, ITIN, EIN). You are limited to one EIN per responsible party per day. How do you get a local tax ID number...Mon, 28 Sep 2026 21:20:23 -0400https://deepsea.dgps.edu.bd/can-you-bring-your-parents-to-europe-permanently.htmlhttps://deepsea.dgps.edu.bd/can-you-bring-your-parents-to-europe-permanently.htmlThe same applies to UK nationals living in or moving to an EU country. In principle, you and your family members will continue to have permanent residence in your host country. This includes non‑EU family members. In the UK, you must however apply to the EU settlement scheme to be granted a new resi...Mon, 28 Sep 2026 21:20:10 -0400https://deepsea.dgps.edu.bd/are-gains-from-investments-taxed-equally.htmlhttps://deepsea.dgps.edu.bd/are-gains-from-investments-taxed-equally.htmlThe tax rates applied to long-term capital gain income are generally lower than those applied to short-term capital gain income. Short-term capital gains are taxed at the same rate as your ordinary income. Are capital gains the same as realized gains? Capital gains are profits on an investment. When...Mon, 28 Sep 2026 20:58:46 -0400https://deepsea.dgps.edu.bd/how-do-you-calculate-depreciation-without-rate.htmlhttps://deepsea.dgps.edu.bd/how-do-you-calculate-depreciation-without-rate.htmlDetermine the cost of the asset. Subtract the estimated salvage value of the asset from the cost of the asset to get the total depreciable amount. Determine the useful life of the asset. Divide the sum of step (2) by the number arrived at in step (3) to get the annual depreciation. Does this company...Mon, 28 Sep 2026 20:51:02 -0400https://deepsea.dgps.edu.bd/are-bookkeepers-still-needed.htmlhttps://deepsea.dgps.edu.bd/are-bookkeepers-still-needed.htmlPayroll, collating turnover and expenses and creating journals are the kinds of functions bookkeepers will still be essential for in the future. The streamlining of accounts by using the cloud removes much of the laborious work previously undertaken by bookkeepers. This potentially frees you up to g...Mon, 28 Sep 2026 20:46:01 -0400https://deepsea.dgps.edu.bd/what-is-the-401-k-plan-participant-elective-contribution-limit-for-201.htmlhttps://deepsea.dgps.edu.bd/what-is-the-401-k-plan-participant-elective-contribution-limit-for-201.htmlThe limit on employee elective deferrals to a SIMPLE 401(k) plan is: $13,500 in 2021 and 2020 ($13,000 in 2019) This amount may be increased in future years for cost-of-living PDF adjustments. What is the maximum an employer can match 401k? Employer Match Does Not Count Toward the 401(k) Limit For 2...Mon, 28 Sep 2026 20:41:03 -0400https://deepsea.dgps.edu.bd/is-hawthorne-ca-a-bad-neighborhood.htmlhttps://deepsea.dgps.edu.bd/is-hawthorne-ca-a-bad-neighborhood.htmlHawthorne is in the 23rd percentile for safety, meaning 77% of cities are safer and 23% of cities are more dangerous. The rate of crime in Hawthorne is 41.33 per 1,000 residents during a standard year. People who live in Hawthorne generally consider the southwest part of the city to be the safest. I...Mon, 28 Sep 2026 20:32:07 -0400https://deepsea.dgps.edu.bd/can-a-mortgage-bond-be-traded.htmlhttps://deepsea.dgps.edu.bd/can-a-mortgage-bond-be-traded.htmlUnderstanding Mortgage-Backed Security (MBS) The investor who buys a mortgage-backed security is essentially lending money to home buyers. An MBS can be bought and sold through a broker. Are mortgage bonds secured by real property? Most investors favor MBSs over treasury bonds as the safer investmen...Mon, 28 Sep 2026 20:26:56 -0400https://deepsea.dgps.edu.bd/do-you-have-to-pay-back-a-1099-r.htmlhttps://deepsea.dgps.edu.bd/do-you-have-to-pay-back-a-1099-r.htmlWhen this occurs, the amount not repaid is considered a distribution and is usually reported on Form 1099-R with the distribution code L. These distributions are deemed taxable income, and may be subject to early distribution penalties. Are 491k withdrawals taxable? Once you start withdrawing from y...Mon, 28 Sep 2026 19:55:44 -0400https://deepsea.dgps.edu.bd/what-does-it-mean-to-waive-a-late-fee.htmlhttps://deepsea.dgps.edu.bd/what-does-it-mean-to-waive-a-late-fee.htmlSome creditors may waive the late fee the first time a consumer misses the payment deadline while others do not charge any late fees at all. Still, other lenders offer no leniency and charge a late fee even if a borrower barely misses the payment deadline. Can a bank waive a late fee? Negotiate a Fe...Mon, 28 Sep 2026 19:51:55 -0400https://deepsea.dgps.edu.bd/does-inherited-count-as-income.htmlhttps://deepsea.dgps.edu.bd/does-inherited-count-as-income.htmlInheritances are not considered income for federal tax purposes, whether you inherit cash, investments or property. You will have to include the interest income from inherited cash and dividends on inherited stocks or mutual funds in your reported income, for example. How can I pass on wealth tax fr...Mon, 28 Sep 2026 19:45:17 -0400https://deepsea.dgps.edu.bd/how-may-medical-expense-plans-pay-benefits.htmlhttps://deepsea.dgps.edu.bd/how-may-medical-expense-plans-pay-benefits.htmlMedical expense policies may pay benefits in the following ways: reimbursement (expense-occurred), where the policyholder is reimbursed for the cost of medical care; service basis, where providers are paid directly by the insurer; or on an indemnity basis, where the policy pays a fixed amount regard...Mon, 28 Sep 2026 19:08:29 -0400https://deepsea.dgps.edu.bd/what-schedule-do-you-report-self-employed.htmlhttps://deepsea.dgps.edu.bd/what-schedule-do-you-report-self-employed.htmlSchedule C Self-employed persons, including direct sellers, report their income on Schedule C (Form 1040), Profit or Loss from Business (Sole Proprietorship). Use Schedule SE (Form 1040), Self-Employment Tax if the net earnings from self-employment are $400 or more. Do Self-Employed file a Schedule ...Mon, 28 Sep 2026 18:52:44 -0400https://deepsea.dgps.edu.bd/can-you-buy-a-car-with-cash-and-put-it-in-someone-else-name.htmlhttps://deepsea.dgps.edu.bd/can-you-buy-a-car-with-cash-and-put-it-in-someone-else-name.htmlIf you purchase a car for someone else, you have the option to have the loan in your name or to cosign with the individual you’re buying it for. The only way to buy the vehicle as a surprise is to put in the loan in your own name. The title may be registered under both names. Can you legally buy a c...Mon, 28 Sep 2026 18:36:49 -0400https://deepsea.dgps.edu.bd/how-are-simple-ira-contributions-calculated-for-self-employed.htmlhttps://deepsea.dgps.edu.bd/how-are-simple-ira-contributions-calculated-for-self-employed.htmlCalculate your maximum SIMPLE IRA contribution by adding 3 percent of your net self-employment income, up to the annual maximum income inclusion, to the smaller of the annual contribution or your self-employment income. Contribute to your SIMPLE IRA before your tax filing deadline, including extensi...Mon, 28 Sep 2026 18:27:27 -0400https://deepsea.dgps.edu.bd/what-is-nra-payment.htmlhttps://deepsea.dgps.edu.bd/what-is-nra-payment.htmlGenerally, NRA withholding describes the withholding regime that requires 30% withholding on a payment of U.S. source income and the filing of Form 1042 and related Form 1042-S. Payments to all foreign persons, including nonresident alien individuals, foreign entities and governments, may be subject...Mon, 28 Sep 2026 18:21:20 -0400https://deepsea.dgps.edu.bd/are-tijuana-and-san-diego-the-same-city.htmlhttps://deepsea.dgps.edu.bd/are-tijuana-and-san-diego-the-same-city.htmlSan Diego–Tijuana is an international transborder agglomeration, straddling the border of the adjacent North American coastal cities of San Diego, California, United States and Tijuana, Baja California, Mexico. Can you walking across the border from San Diego to Tijuana? There are four pedestrian po...Mon, 28 Sep 2026 18:17:31 -0400https://deepsea.dgps.edu.bd/can-you-get-a-good-deal-on-a-foreclosure.htmlhttps://deepsea.dgps.edu.bd/can-you-get-a-good-deal-on-a-foreclosure.htmlIf you’re looking to save money when purchasing or investing in a property, a foreclosed home can be one way to score a deal — but only if you’re prepared to make an all-cash offer. “Foreclosures are great for investors, especially with cash on hand. How much should I offer on a foreclosed home? You...Mon, 28 Sep 2026 18:12:30 -0400https://deepsea.dgps.edu.bd/do-i-have-to-pay-estimated-taxes-as-a-contractor.htmlhttps://deepsea.dgps.edu.bd/do-i-have-to-pay-estimated-taxes-as-a-contractor.htmlIndependent contractors, freelancers and people with side gigs are prime candidates for estimated quarterly taxes, says Bess Kane, a CPA in San Mateo, California. People with rental income and investments might need to pay estimated quarterly taxes, too — even if their employers withhold taxes from ...Mon, 28 Sep 2026 18:08:22 -0400https://deepsea.dgps.edu.bd/how-do-i-qualify-for-a-short-sale.htmlhttps://deepsea.dgps.edu.bd/how-do-i-qualify-for-a-short-sale.htmlTo qualify for a short sale, the property’s value must fall below the outstanding mortgage balance (including all fees and penalties). The homeowner can commission a formal appraisal to determine the property’s market value. What is a short sale approval? A short sale approval letter is a letter tha...Mon, 28 Sep 2026 17:59:58 -0400https://deepsea.dgps.edu.bd/how-do-you-deal-with-a-disrespectful-brother.htmlhttps://deepsea.dgps.edu.bd/how-do-you-deal-with-a-disrespectful-brother.htmlHow to Deal with Annoying, Difficult, and Disrespectful Siblings, According to 7 Experts Serenity now and peace be mine. Take time to respond, rather than react. Stay calm in volatile situations. Suspend your disbelief. Know your triggers. See their behavior as an opportunity for self-growth. Commo...Mon, 28 Sep 2026 17:59:13 -0400https://deepsea.dgps.edu.bd/how-does-depreciation-affect-the-tax-basis-of-an-asset.htmlhttps://deepsea.dgps.edu.bd/how-does-depreciation-affect-the-tax-basis-of-an-asset.htmlBy charting the decrease in the value of an asset or assets, depreciation reduces the amount of taxes a company or business pays via tax deductions. A company’s depreciation expense reduces the amount of earnings on which taxes are based, thus reducing the amount of taxes owed. Is depreciation inclu...Mon, 28 Sep 2026 17:43:09 -0400https://deepsea.dgps.edu.bd/can-i-print-my-irs-transcript-online.htmlhttps://deepsea.dgps.edu.bd/can-i-print-my-irs-transcript-online.htmlYou may register to use Get Transcript Online to view, print, or download all transcript types listed below. If you’re unable to register or you prefer not to use Get Transcript Online, you may order a tax return transcript and/or a tax account transcript using Get Transcript by Mail or call 800-908...Mon, 28 Sep 2026 17:22:50 -0400https://deepsea.dgps.edu.bd/is-there-a-number-i-can-call-to-check-on-my-irs-refund.htmlhttps://deepsea.dgps.edu.bd/is-there-a-number-i-can-call-to-check-on-my-irs-refund.htmlCall us at 800-829-1954 (toll-free) and either use the automated system or speak with an agent. What is the government phone number for stimulus refund check? You can call the IRS with Economic Impact Payment questions at (800) 919-9835, but IRS live phone assistance is extremely limited. To speak w...Mon, 28 Sep 2026 17:03:38 -0400https://deepsea.dgps.edu.bd/how-do-i-report-overpriced-items-on-ebay.htmlhttps://deepsea.dgps.edu.bd/how-do-i-report-overpriced-items-on-ebay.htmlHow to report an item Go to the listing and choose Report item, which you’ll find next to the description and shipping and payment options. On the File a report page, select Price gouging in the Report Category field. In the Reason for report field, select Price gouging. Can you report an eBay selle...Mon, 28 Sep 2026 17:03:18 -0400https://deepsea.dgps.edu.bd/is-un-pension-taxable-in-canada.htmlhttps://deepsea.dgps.edu.bd/is-un-pension-taxable-in-canada.htmlUN pension in Canada is subject of the USA-Canada tax treaty under which pensions that arise in the USA are taxed in Canada on the same basis as they are taxed in the USA. However, there is a portion of the pension which can be tax exempt. Do UN employees pay taxes in Canada? Employment income from ...Mon, 28 Sep 2026 16:19:24 -0400https://deepsea.dgps.edu.bd/can-i-have-two-financial-advisors.htmlhttps://deepsea.dgps.edu.bd/can-i-have-two-financial-advisors.htmlInvestors are always told to enlist the services of a financial advisor, but it’s not uncommon for them to have more than one. Some disclose this to the professionals handling their investments, and some don’t. What is the average hourly rate for a financial advisor? How Much Do Financial Advisor Jo...Mon, 28 Sep 2026 15:50:45 -0400https://deepsea.dgps.edu.bd/how-is-a-person-declared-disabled.htmlhttps://deepsea.dgps.edu.bd/how-is-a-person-declared-disabled.htmlThe ADA defines a person with a disability as a person who has a physical or mental impairment that substantially limits one or more major life activity. This includes people who have a record of such an impairment, even if they do not currently have a disability. What is a closed period of disabili...Mon, 28 Sep 2026 15:06:44 -0400https://deepsea.dgps.edu.bd/can-you-have-an-hsa-without-a-medical-plan.htmlhttps://deepsea.dgps.edu.bd/can-you-have-an-hsa-without-a-medical-plan.htmlYes, you can open a health savings account (HSA) even if your employer doesn’t offer one. And you can’t be covered by other disqualifying coverage such as Medicare, Medicaid, TRICARE or a spouse’s health plan. Nor can you be claimed as a tax dependent in that year. Can you have an HSA and a traditio...Mon, 28 Sep 2026 14:48:20 -0400https://deepsea.dgps.edu.bd/do-you-pay-ordinary-income-tax-on-capital-gains.htmlhttps://deepsea.dgps.edu.bd/do-you-pay-ordinary-income-tax-on-capital-gains.htmlCapital gains are generally included in taxable income, but in most cases, are taxed at a lower rate. Short-term capital gains are taxed as ordinary income at rates up to 37 percent; long-term gains are taxed at lower rates, up to 20 percent. Is gain on sale of equipment ordinary income? In the case...Mon, 28 Sep 2026 14:42:46 -0400https://deepsea.dgps.edu.bd/how-much-do-freelance-graphic-designers-charge-per-project.htmlhttps://deepsea.dgps.edu.bd/how-much-do-freelance-graphic-designers-charge-per-project.htmlAt the low end, newbies charge from $25 to $50 per hour. Project-based rates vary from designer to designer and from project to project. For example, a logo designing project is usually charged around $150 – $450 if the graphic designer uses standardized templates adapted for your specific business ...Mon, 28 Sep 2026 14:39:52 -0400https://deepsea.dgps.edu.bd/can-i-open-a-bank-account-for-a-charity.htmlhttps://deepsea.dgps.edu.bd/can-i-open-a-bank-account-for-a-charity.htmlOpen a charity bank account You will need a bank account BEFORE you register with the Charity Commission but the bank will probably require you to have a constitution. There are different types of bank or building society: High street banks/building societies – many offer free accounts for small cha...Mon, 28 Sep 2026 14:29:47 -0400